Why Interest is Haram?

1. Massive 'Call Money' Scam Takes Andhra Pradesh By Storm, 80 Arrested

Hyderabad:  A massive blackmail, extortion and sex racket linked to "call money" has been exposed in Andhra Pradesh, in which 80 people from different political parties have been arrested.

The police say the scandal operated in multiple districts and involved politicians, businessmen and so-called moneylenders. The Andhra Pradesh government has ordered a judicial probe into what has been dubbed the "call money racket."

Call money is a loan that is literally a phone call away, with money delivered at one's doorstep. The flipside is that the lender can demand it back at any time and if the borrower cannot repay, the lender can take away property.



The police say that in this racket, women were coerced into sexual exploitation.

"Women who are doing small businesses and borrow money to make ends meet, when they can't repay, they are exploited," said a woman.

The lenders demanded rates of interest that were as high as 120 per cent to 200 per cent. Promissory notes and blank cheques were taken against the loans.

The case surfaced after a woman in Vijayawada complained to the police that she was forced to give back Rs. 6 lakh when she borrowed only Rs. 1.5 lakh.

When they started investigating, the police uncovered the web of threats, coercion, extortion, sexual exploitation and even prostitution riding on the money-lending business.

Kanakaraju, who runs a small eatery, says he borrowed Rs. 50,000 and had been paying Rs. 500 every day for the past five years. Yet the lender has not returned his documents and promissory note. "They made my life hell," he said.

"The names of several ruling party lawmakers, ministers and other influential Telugu Desam Party leaders have come up in this shameful scam. Yet the chief minister has not taken any action," alleged YSR Congress president Jaganmohan Reddy, who took the case to the governor.

Andhra Pradesh Director General of Police JV Ramudu said there was no question of sparing anyone, irrespective of political affiliation.

Top sources told NDTV that an accused in East Godavari district, Nallmella Veera Venkata Sairam Reddy, has close links with the YSR Congress. The police recovered 500 promissory notes from him.

Chief Minister Chandrababu Naidu has said tough action will be taken against those involved and has asked district police to invoke Nirbhaya Act in case there is an instance of sexual exploitation.

This Is What Quran Explained About Intrest.

الَّذِينَ يَأْكُلُونَ الرِّبَا لَا يَقُومُونَ إِلَّا كَمَا يَقُومُ الَّذِي يَتَخَبَّطُهُ الشَّيْطَانُ مِنَ الْمَسِّ ذَٰلِكَ بِأَنَّهُمْ قَالُوا إِنَّمَا الْبَيْعُ مِثْلُ الرِّبَا وَأَحَلَّ اللَّهُ الْبَيْعَ وَحَرَّمَ الرِّبَا فَمَن جَاءَهُ مَوْعِظَةٌ مِّن رَّبِّهِ فَانتَهَىٰ فَلَهُ مَا سَلَفَ وَأَمْرُهُ إِلَى اللَّهِ وَمَنْ عَادَ فَأُولَٰئِكَ أَصْحَابُ النَّارِ هُمْ فِيهَا خَالِدُونَ  (البقرة (275)

Those who consume interest cannot stand [on the Day of Resurrection] except as one stands who is being beaten by Satan into insanity. That is because they say, "Trade is [just] like interest." But Allah has permitted trade and has forbidden interest. So whoever has received an admonition from his Lord and desists may have what is past, and his affair rests with Allah. But whoever returns to [dealing in interest or usury] - those are the companions of the Fire; they will abide eternally therein.

البقرة (276)يَمْحَقُ اللَّهُ الرِّبَا وَيُرْبِي الصَّدَقَاتِ وَاللَّهُ لَا يُحِبُّ كُلَّ كَفَّارٍ أَثِيمٍ

Allah destroys interest and gives increase for charities. And Allah does not like every sinning disbeliever.

Story First Published: December 16, 2015 23:37 IST

Be Patient and Paradise will be Yours

Be Patient and Paradise will be yours



‘Sabr’ is an Arabic world derived from same root meaning, ‘ to detain’, ‘refrain’, and ‘stop’.

In the Shariah , patience means stop ourselves from what has been asked to stop in religion and doing what is expected of us. This is broadly said as “Steadfast” in Islam, its tenets and orders.



It has been narrated from Ata bin Abi Rabah ( RA) said: Ibn Abbas ( RA) said to me, “ Shall I show you a women of the people of paradise?” I said, “Yes”. He said, “This black lady came to the Prophet(PBUH) and said, ‘I get attacks of epilepsy and my body become uncovered ; please invoke Allah for me.’ The Prophet (PBUH) said to (he her):

‘If you wish, be patient and Paradise will be yours; and if you wish, I will invoke Allah to cure you.’





She said, ‘ I will remain patient ,” and added, ‘but I became uncovered, so please invoke Allah for me that I may not become uncovered.’ So he invoked Allah for her.” Al Bukharee



“ And be patient; verily , Allah loses not the rward of the good-doers.”

Surah Al Hud(11): 115



“But for him who feared standing before his lord, and restrained himself from impure evil desires and lust. Verily Paradise will be his abode.” { An Naziaat (79) 40-41}





Quran Surah Yusuf (12:23) Now the woman in whose house he was began to tempt him, and one day she closed the doors and said, "Come here." Joseph replied, "May Allah protect me from this! My Lord has given me a good abode: (and should I, then, misbehave like this?) Such workers of iniquity never fare well. "



Quran Surah Yusuf (12:33) Joseph said, "My Lord! I prefer imprisonment to that to which they invite me. If Thou dost not ward off their cunning devices from me, I may be caught in their snare, and become one of the ignorant. "



Today the greatest challenge is keeping patience, when evil desire and lust approaches. In today’s society, in the name of liberalism and advancement and …….when basic decency of dress is gone. Evil is available easily and promoted through media in the name of progress and development and advancement. …….. This road goes only to the fire ….. fire of Hell.



In this difficult time Patience of Prophet Yusuf is required, (Sabran Jameel) the Patience from keeping oneself away from lust and evil desires.

This is challenge of this time and very difficult challenge.



1513. Sahl bin Sa`d (May Allah be pleased with him) reported: The Messenger of Allah (PBUH) said, "Whosoever gives me a guarantee to safeguard what is between his jaws and what is between his legs, I shall guarantee him Jannah.''[Al-Bukhari].



Commentary: What is between the jaws and what is between the legs refers to the tongue and the sexual organs, respectively. The Prophet (PBUH) has given the assurance of Jannah to every Muslim who protects these two parts of the body. Protection here means their use permitted by the Islamic Shari`ah. They should be guarded against every act that is prohibited by the Shari`ah.