Make Marriage easy and "Zina" difficult

"Make Marriage easy and Zina Difficult"
Today we are living in society where marriage has became difficult and it is getting more and more difficult. Becuase of this new generation is falling into other side and that is "Zina".

"O ye who believe! Save yourselves and your families from a Fire whose fuel is Men and Stones, over which are (appointed) angels stern (and) severe, who flinch not (from executing) the Commands they receive from God, but do (precisely) what they are commanded. [Holy Quran: Tahrim 66: 6]

• Keep marriage as simple as possible and less expensive.




• Avoid Haram in the marriage.( Photography, video, music and dancing)




• Dowry - Father of the girl pays to boy and his family - which may include all kinds of material given in the name of gift.- TV, Car, bike, home, gold what ever you name and it is not islamic. Stop it ....... it is not Islamic and Haram




• Bidda - Haldi and other local rituals before and after marriage. Dancing by girls. Stop it ....... it is not Islamic


• Material given to parents of boy and girl in the name of gift ( cloth, money etc). Stop it ....... it is not Islamic

Remember there is no place for all this in Islam, all this will take you to the fire of hell. This is already spoilling our society and we all answerable to our Allah for our deeds.



And those who say: "Our Lord! Bestow on us from our wives and our offspring who will be the comfort of our eyes, and make us leaders for the Muttaqûn" Those will be rewarded with the highest place (in Paradise) because of their patience. Therein they shall be met with greetings and the word of peace and respect. Quran 25:74

Marriages in Islam are considered to be a very important Sunnah. But have we ever thought why it is getting so difficult to get married these days. When I thought of this topic, I recalled many people around me who are willing to get married but are not able to.

Problems are many… It is difficult to find the right partner. Even if they find a person with all “characteristics” they are looking for, caste system makes it more difficult.
But the issue which I want to raise is the extravagances done in marriages these days. For a middle-class man with minimal earning, it is the most difficult task to get their daughters and sons married. They start earning and collecting money at the time their daughters are born. The expenses done in different customs and rituals are so huge that it becomes unbearable. And it applies to both, the bride and bridegroom’s side.

When to Marry

Hadith - Sahih Bukhari, Volume 7, Book 62, Number 4, Narrated 'Abdullah
We were with the Prophet while we were young and had no wealth whatever. So Allah's Apostle said, "O young people! Whoever among you can marry, should marry, because it helps him lower his gaze and guard his modesty (i.e. his private parts from committing illegal sexual intercourse etc.), and whoever is not able to marry, should fast, as fasting diminishes his sexual power."
Hadith - Al-Tirmidhi #3090, Narrated Abu Hurairah, r.a.
Allah's Messenger (peace be upon him) said, 'When someone with whose religion and character you are satisfied asks your daughter in marriage, accede to his request. If you do not do so, there will be temptation on Earth and extensive corruption.' [Tirmidhi, Nasa'i and Ibn Majah transmitted it.]
Marry those among you who are single, or the virtuous ones among yourselves, male or female: if they are in poverty, Allah will give them means out of His grace: for Allah encompasseth (encompasses) all, and he knoweth (knows) all things. An-Nur 24:32
The consequences of not paying attention on this important Hadeeth can be seen very clearly in the society. Modesty is a lost feature now. Dating can be seen as a habit in youngsters. If a youngster does not have a boyfriend or girlfriend, he/she is considered to be very outdated and good for nothing. We are progressing towards a society, where Zina is becoming a very common feature. And all this is because of delay in marriages - which is due to lack of money to spend extravagance in unnecessary rituals. Nowadays, it is easy to indulge in Zina. We have made Zina easier for our youngsters than getting married. If a youngster really wants to follow Shariah, and asks his parents to get him or her married, the answer they get is that ‘We are not in a situation to get you married before one or two years, we need some more time to collect the required money’. And after this if this youngster gets involved in a relationship not allowed by Shariah, whom are you going to blame? Aren’t their parents responsible for that?
Allah commands in the Glorious Quran “And come not near to adultery: for it is a shameful (deed) and an evil, opening the road (to other evils).” [Surah Isra (17):32]
Prophet (S) said - Make Marriage easy so that "Zina" (Illegal sex) becomes difficult.
O you men! surely We have created you of a male and a female, and made you tribes and families that you may know each other; surely the most honorable of you with Allah is the one among you most careful (of his duty); surely Allah is Knowing, Aware. (Holy Qur'an 49:13)

Prophet Muhammad (S) considered simple weddings the best weddings:'The best wedding is that upon which the least trouble and expense is bestowed". (Mishkat)Extravagance discouragedNarrated 'Aisha (may Allah be pleased with her) that Allah's Messenger (may Allah's blessings and peace be upon him) said; "Blessed is the marriage which does not entail much expenditure." (Bayhaqi)

Whom to Marry

Marry the pious

Hadrat Abu Hurayra (may Allah be pleased with him) reported Prophet Muhammad (may Allah's blessings and peace be upon him) as saying, "A woman may be married for four reasons; for her property, her rank, her beauty and her religion, so get the one who is religious and prosper." (Bukhari and Muslim)
Virtuous wives are the best Hadrat 'Abdullah ibn 'Amr ibn al-'Aas (may Allah be pleased with him) relates that the Holy Prophet Muhammad (may Allah's blessings and peace be up upon him) said: "The whole world is a place of useful things and the best thing of this world is a virtuous woman (wife)." (Muslim)
The greatest blessing in the world is a pious wife. - The Prophet of Islam (saw)
A Pious Poor Man is a Better Marriage Suitor than a Rich Man Who is Not PiousHadith - Bukhari 7.28, Narrated Sahl
A man passed by Allah's Apostle and Allah's Apostle asked (his companions) "What do you say about this (man)?" They replied, "If he asks for a lady's hand, he ought to be given her in marriage; and if he intercedes (for someone) his intercessor should be accepted; and if he speaks, he should be listened to." Allah's Apostle kept silent, and then a man from among the poor Muslims passed by, an Allah's Apostle asked (them) "What do you say about this man?" They replied, "If he asks for a lady's hand in marriage he does not deserve to be married, and he intercedes (for someone), his intercession should not be accepted; And if he speaks, he should not be listened to." Allah's Apostle (saaws) said, "This poor man is better than so many of the first as filling the earth."

Have a look at the girl

Narrated Hadrat Jabir (may Allah be pleased with him): Prophet Muhammad (may Allah's blessings and peace be upon him) said: "Before proposing marriage to any woman, one should have a look at her if possible." (Abu Dawud)
From Abu Hurayrah: “I was with the Prophet (peace and blessings of Allaah be upon him) when a man came and told him that he had married a woman of the Ansaar. The Messenger of Allaah (peace and blessings of Allaah be upon him) said to him, ‘Have you seen her?’ He said, ‘No.’ He said, ‘Go and look at her, for there is something in the eyes of the Ansaar.” (Reported by Muslim, no. 1424; and by al-Daaraqutni, 3/253 (34))Accept good proposalsHadrat Abu Hurayra (may Allah be pleased with him) reported Prophet Muhammad (may Allah's blessings and peace be upon him) as saying, "When someone with whose religion and character you are satisfied asks your daughter in marriage, accede to his request. If you do not do so there will be temptation in the earth and extensive corruption". (Tirmidhi)

Mahr

The Noble Qur'an 4:4
And give to the women (whom you marry) their Mahr (obligatory bridal money given by the husband to his wife at the time of marriage) with a good heart, but if they, of their own good pleasure, remit any part of it to you, take it, and enjoy it without fear of any harm (as Allâh has made it lawful).
Narrated Hadrat Anas (may Allah be pleased with him): Hadrat 'AbdulRahman ibn 'Awf (may Allah be pleased with him) got married and gave his wife gold equal to the weight of a date stone (as Mahr). When Prophet Muhammad (may Allah's blessings and peace be upon him) noticed the signs of cheerfulness of the marriage (on his face) and asked him about it he said, "I have married and given (my wife) gold equal to a date stone in weight (as Mahr)". (Bukhari)

Narrated Hadrat Sahl bin Sa'd: A woman presented herself to Prophet Muhammad (may Allah's blessings and peace be upon him) (for marriage). A man said to him, "O Allah's Apostle! (if you are not in need of her) marry her to me." The Prophet (may Allah's blessings and peace be upon him) said (to him), "What have you got?" The man said, "I have nothing". The Prophet (may Allah's blessings and peace be upon him) said (to him), "Go and search (for something) even if it were an iron ring." The man went and returned saying, "No, I have not found anything, not even an iron ring, but this is my waist sheet and half of it is for her". He had no Rida (upper garment). The Prophet (may Allah's blessings and peace be upon him) said, "What will she do with your waist sheet? If you wear it, she will have nothing over her and if she wears it, you will have nothing over you." So the man sat down and when he had sat a long time, he got up (to leave). When the Prophet (may Allah's blessings and peace be upon him) saw him (leaving), he called him back, or the man was called (to him) and he said to the man, "How much of the Qur'an do you know (by heart)?" "I know such and such suras (by heart)", said the man naming the suras. The Prophet (may Allah's blessings and peace be upon him) said, "I have married her to you for what you know of the Qur'an". (Bukhari)

Marriage Is A Basis For Blessings 1. The Prophet sallallahu alaihe wasallam has stated, "Marriage is the basis for blessings and children are an abundance of mercy." There is no better structure founded in Islam other than marriage. - The Prophet of Islam (saw)

Whoever chooses to follow my tradition must get married and produce offspring through marriage (and increase the population of Muslims) so that on the day of resurrection I shall confront other Ummah (nations) with the (great) numbers of my Ummah. - The Prophet of Islam (saw)

Verily, the most perfect amongst believers in faith is he who is the best in manner and the kindest to his wife. - The Prophet of Islam (saw)

Marriage fulfils half of the religionHadrat Anas (may Allah be pleased with him) reported Prophet Muhammad (may Allah's blessings and peace be upon him) as saying, "When a man marries, he has fulfilled half of the religion; so let him fear Allah regarding the remaining half." (Bayhaqi)

Behave best towards wivesHadrat Abu Hurayra (may Allah be pleased with him) relates that the Holy Prophet Muhammad (may Allah's blessings and peace be upon him) said: The most perfect Muslim in the matter of faith is one who has an excellent behaviour; and the best among you are those who behave best towards their wives. (Tirmidhi)

Acts to be Avoided

We should be careful to not act as the disbelievers do regarding their mixing of men and women, wearing tuxedos and white wedding gowns, exchanging rings, kissing in public, etc. Prophet Muhammad (sallallahu alayhi was sallam) said, "Whoever resembles a people is one of them. " (Abu Dawood)

At IMF, Men on Prowl and Women on Guard - CNBC

At IMF, Men on Prowl and Women on Guard - CNBC

This is the standard of world bodies. Those who can not governed themseves just can not preach it. Preaching starts with self. There is no place and no need of corrupt leaders.
Why should Europe get this job at all?
The criteria should be the best suited person should take the job. Bankrupt Europe should think more rationally, there is better leaders should be given chance not corrupt leaders.

Islamic Bank the challenges

Forbidden to you (for food) are: dead meat, blood the flesh of swine, and that on which hath been invoked the name of other than Allah, that which hath been killed by strangling, or by a violent blow, or by a headlong fall, or by being gored to death; that which hath been (partly) eaten by a wild animal; unless ye are able to slaughter it (in due form); that which is sacrificed on stone (altars); (forbidden) also is the division (of meat) by raffling with arrows: that is impiety. This day have those who reject Faith given up all hope of your religion: yet fear them not but fear Me.
This day have I perfected your religion for you, completed my favors upon you, and have chosen for you Islam as your religion.

But if any is forced by hunger, with no inclination to transgression, Allah is indeed Oft-Forgiving Most Merciful. (3) Quran Al Maidah 3

· Islam is completed and there is no transition, shariah is complete and there can’t be any more addition.
· The door of Ijtehaad is open but stopped long time ago.
· Ijma of Scholars of Ummah is open and practiced.
Those who are talking of transition period, there is no transition. There are no differences or dispute on any of the basic principles of Shariah.
· Maqasid al Shariah – everyone is agreed on it.
· Halal and Haram everyone agrees and no issues.
· Ethics, moral values and transparency is agreed upon.
· Basic principles of contract and product is agreed
Transition is only related to work in progress for something innovative within parameters and limits of shariah. (This should go on and more expertise and competence should be develop.)
I am talking of basic principles which have been agreed by AAOIFI and IFSB and IOC Fiqah Academy. How much compliant are our institutions are? I am talking about three examples.
· Even though Shariah Board of the company has very clear opinion and this opinion that the contract is Shariah Compliant and this opinion is held by all Shariah Scholars also, do company has any right to go to the secular court and fight a case in secular court (judge do not understand Shariah, his judgment will be based on who has better lawyer and argument) because company has ill intentions not to pay.
· Is there any logic or compliance when funds invest in haram, whatever may be the case?
· Can there be Sukuk for a company engaged in Haram Activities and its majority income is Haram.
· Sukuk are assets based or assets backed, when they default why there is long litigation, basically the assets should be sold to pay the investors.( there are big litigations and fights because really we do want a product which can be sold as Islamic in market but we do not want to adhere to the principle and spirit of Shariah.)
· Shariah Compliance inside the institution and its practices and its supervision of activities. How many of IFI are following these standards.
· Derivatives and structured products – There is no scope that industry can act in this matter, industry do not any right to come out re packaged product. There is no place of self-regulation (regulating or enacting or making new law) or self-governance (self-regulation). Only Shariah Scholar based on Ijma of Scholars of Ummah can come to some kind of solution for this. There is no place for industry overtones or self-proclaimed product agreed by Industry. (Even if all Ummah agrees on Haram, it cannot be allowed and will always remain Haram.)
· Industry must have enough presentation for those who understands and follows Shariah so that these people can keep watch on complete life cycle (product life cycle) of IFI products and services.
· Just Shariah Board an outsider is not enough to say company is Shariah Compliant and its Product and services is Shariah Compliant.
· There must be enough Muttaqueen (pious, who fear Allah and Follows Shariah in all aspects of life). Unless and until this happens there is little chances the IFI can remain Islamic.

Government takes over Dubai Bank target=

Government takes over Dubai Bank target=

How much Islamic are Islamic Bank ?

I have written on the Dubai's debacle before also. Today I am going more the pracyices adopted by Islamic Bank's and financial institutions and they are not Islamic, or does not comply with basic principles of Shariah. This is very important issue.
Islamic Bank and Financial Institutions needs cleaning , from its practices and peoples who themselves does not have enough trust in their own system. I am writting with my experience and due diligence I did while acquisition process or otherwise and public information available on these companies from stock markets.

1. The myth about Islamic Funds ( offshore / private equity) - Only the contract remains Islamic and Shariah board has responsibility only. I have seen after that they are indulging in all Kinds of activities, investment in hotels which serves alcohol,financing conventional, and conventional leveraging more than value of fund itself. When I asked them these are funds and funds are Islmic and investment has nothing to do with investment they are making. There is not a single person who understands shariah and can look after the interest of the investor. Unfortunately this is the story and it is very sad.


2. The most important diffrence is moral values and transparency. _ The moral's are equally bad may be more. When I look through the balance sheet and it is equally manupulative. The industry need to understand they need people who belive and has trust in the Islamic Banking and has very high moral standards. ( Taqawa ). Shariah Scholar and Promoter must understand the diffrence, if they are coming just to make money they Dubai is waiting for such people, the debacle. The leadership of such companies should be shariah compliants.


3. The funds, investments and all value chain must remain clean andshariah compliant, otherwise there is no difference.


4. The muslims come to the Islamic Finance the most important reason is religion, they want halal income. They do not want to go to the Fire ( Jahannam ) for eating haram in this life. This is sole reason, profit is always secondary, two things investor expect from them is Good Service and Halal Profit. ( If islamic finance can not give halal return then there is no need of it.) I personally know thousands people who leave their interest in banks and give in writting to bank please do not pay us interest.


5. Juridiction - (فَلَا وَرَبِّكَ لَا يُؤْمِنُونَ حَتَّى يُحَكِّمُوكَ فِيمَا شَجَرَ بَيْنَهُمْ ثُمَّ لَا يَجِدُوا فِي أَنْفُسِهِمْ حَرَجًا مِمَّا قَضَيْتَ وَيُسَلِّمُوا تَسْلِيمًا ﴿4:65﴾

(4:65) But no, by your Lord, they cannot become true be-lievers until they seek your arbitration in all matters on which they disagree among themselves, and then find not the least vexation in their hearts over what you have decided, and accept it in willing submission. *95.The application of the injunction embodied in this verse is not confined to the life-time of the Prophet (peace be on him). It will remain in force until the Day of Judgement. The guidance the Prophet (peace be on him) proclaimed on God's behalf, and the manner in which he followed God's direction and inspiration, will for ever remain the universal touchstone for Muslims. In fact, recognition of that guidance as the final authority is the criterion of true belief. This principle was pronounced by the Prophet (peace be on him) in the following words: 'None of you can become a believer until his desires become subservient to what I have brought (i.e. my teachings).' (Cited by al-Nawawi in al-Arba'in, see the tradition no. 41, transmitted on their authority of Abu al-Qasim Isma'il b. Muhammad al-Isfahani, Kitab al-Hujjah with the opinion that it is a 'good' and 'sound' tradition, with a sound chain of transmission - Ed.)

Those who do not want to follow Islamic Principles they go and fight cases in secular courts even if their own Shariah Baoard is advising them otherwise. Such companies has ill intensions in their heart and they do not want to pay their investors.

1. The practices of Islamic Banking - Tawwaruk and Murabah must comply Shariah. They are allowed but in practice how much shariah compliant they are. Secondly Wkalah contract is ISlamic, but what happens after that must be Islamic. The practices and procedures must comply Shariah.


2. New Products - Islamic Finance do not need to compete with conventional product. Virtual products has no place in Ilamic Finace - Any kind of derivatives or derivatives based product are not needed. The scholras and industry who are trying to develop such thing must restrain themselves and sought guidance from Allah ( Istekhara). What Islamic Finance needed is people who believe and trust and work with Guidance from Allah. Allah will ( Insha Allah) will guide them to right product development and best practices.


3. The product must satisfy following requirement.

o Maqasid al Shariaho

Conditions of contract

Islamic Economic SystemIslamic economics is based on the Shariah. The basic objectives are to ensure general human well-being and socio-economic justice.

THE DISTINCTION BETWEEN CONVENTIONAL AND ISLAMIC THEORIES

The Role of Moral Values

While conventional economics generally considers the behavior, tastes and preferences of individuals as given, Islamic economics does not do so. It places great emphasis on individual and social reforms through moral uplift.

The Importance of the Hereafter

The Hereafter is a concept which is completely ignored by conventional economics, but it is one which is greatly emphasized by Islam. Because of their innate goodness, human beings do not always try to serve their self-interest.

MAQASID E SHARIAH- the Objectives of Shari'ah

Maqasid al-Shari'ah that is, the objectives of Shari'ah can be defined as below:· Maqasid al-Shari'ah comprises those benefits/welfare/advantages for which Allah has revealed His Shari'ah.· Maqasid al-Shari'ah aims at the attainment of good, welfare, advantage, benefits, etcetera, and warding off evil, injury, loss, etcetera, for the creatures. (All this in Arabic terminology can be stated as Masalih al-'Ibad.)

Islamic Commercial Law -Legality of Cause, Object and Consideration

Let us All of us introspect and ask for guidance and success is for those who chose right path. ( Sirat e Mustkim).

وَقُلْ جَاءَ الْحَقُّ وَزَهَقَ الْبَاطِلُ إِنَّ الْبَاطِلَ كَانَ زَهُوقًا ﴿17:81﴾

17:81) And declare, "The Truth has come and falsehood has vanished: for falsehood is a thing that must by its nature vanish."

At the time of this declaration, the persecution of the Muslims was at its height. A large number of them had emigrated to Habash, and those who had remained behind were suffering from untold hardships at Makkah and its suburbs: so much so that the life of the Holy Prophet himself was always in danger. Therefore, to all appearances, falsehood was prevailing everywhere and there was no sign to show that the truth would ever overpower falsehood. That is why the disbelievers took it for a boastful talk and scoffed at it when this declaration was trade. But this prophecy of victory did come out true in less than a decade when the Holy Prophet entered the same city of Makkah as a conqueror, and entered the Ka'abah where he made the same declaration while he was breaking the three hundred and sixty idols. According to a Tradition of Bukhari, related by Hadrat 'Abdullah bin Mas`ud, "On the day of the conquest of Makkah the Holy Prophet went on striking idols and uttering these words: `The Truth has come and falsehood has vanished; for falsehood is a thing that must by its nature vanish. The Truth has come and falsehood will never reappear nor return' . "

EU-US Economies - Will Another Lehman-Style Crisis Be Prevented? - CNBC

EU-US Economies - Will Another Lehman-Style Crisis Be Prevented? - CNBC

No it is not possible. The crisis can not be prevented. When we look at present situation not much has been changed and the causes of the previous collapse are still existant in the market.

• Too Big to Fail -- The companies which were affected and needs rresue have become bigger, the systematic risk of collapse of the system has not removed or reduced, over the years it has increased.


• Off Balance Sheet Transaction - Derivatives and swaps are there and no body really knows how much each of them owe. How much risk or swaps or derivates they have played. Derivatives are sttill off balancesheet and not goverened by the Financial Authorities.


• Toxic assets are still there on the balance sheet sitting and looking pretty beutiful. No one knows how much toxic each of them has and what is its worth.


• Credit Rating Agencies are same, methods are same and methodology is the same. They are still beyond control and again started playing the dirty game.


• Auditors are same - they have not changed their behaviour and practices. They are not controlled and supervised.


• Housing is going down, mortges are under water and bond for them are in market. Game is still on.

Unless and untill the reasons behind the crisis are corrected, another crisis can not be avoided.

The only difference is that, Mr. Ben Bernanke has new printing press and this one is priting Dollars and Printting as much he want. No one in world is sure what is worth of this Dollar.